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Breaking Free Disability LLC

Fees & Payments

Service packages, employer services, fees, payment information, and refund requests in one place.

Service packages & fees

Choose the service that fits your situation, then complete the fee agreement below to confirm your selection. We respond within 24 hours.

  • 1. Initial Disability Consultation

    $50

    30 minutes • Virtual or phone

    What's included:

    • Discuss the client's disability claim concerns.
    • Explain general STD/LTD claim processes.
    • Explain common documentation requirements.
    • Review the client's questions about claim status.
    • Identify general next steps and resources.
    • Provide a brief consultation summary.
  • 2. Comprehensive Disability Consultation

    $75

    60 minutes • Virtual or phone

    What's included:

    • Detailed discussion of the disability claim situation.
    • Explain common claim review stages and terminology.
    • Discuss how medical documentation is typically used.
    • Explain restrictions, limitations, and functional capacity terminology.
    • Help clients prepare questions for their physician, employer, or insurance company.
    • Provide a written educational action checklist.
  • 3. Disability Documentation Review

    $100

    Up to 20 pages • Written summary included

    What's included:

    • Review submitted claim correspondence.
    • Organize medical certification documents.
    • Identify blank or incomplete sections of forms.
    • Explain terminology in claim correspondence.
    • Create a document checklist.
    • Prepare a summary of documents received and outstanding.
  • 4. Disability Claim Review

    $125

    Up to 30 pages • 45-minute review meeting

    What's included:

    • Review claim letters and client-provided records.
    • Organize key claim dates and correspondence.
    • Explain stated reasons for pending, approved, or denied status in plain language.
    • Create a claim timeline.
    • Identify missing documents or unanswered administrative questions.
    • Provide a written claim organization summary.
  • 5. Claim Organization Package

    $150

    Up to 50 pages • Two consultations

    What's included:

    • Initial claim consultation.
    • Organize documents into categories.
    • Prepare a claim event timeline.
    • Create a documentation tracking checklist.
    • Prepare a list of questions for the insurer or employer.
    • Provide a personalized administrative follow-up plan.
    • One follow-up consultation.
  • 6. Comprehensive Claim Support

    $175

    30-day service period • Up to 75 pages

    What's included:

    • Initial 60-minute consultation.
    • Document organization and review.
    • Claim timeline and status tracking.
    • Administrative correspondence assistance.
    • Guidance on organizing documents requested by the insurer.
    • Up to three scheduled follow-up consultations.
    • Final written summary of completed services and outstanding tasks.

Employer and HR consulting

  • Employer consultation

    $100

    60-minute discussion of disability/leave workflows and administrative challenges

  • Disability process audit

    $150

    Review existing workflow, forms, communication practices, and improvement opportunities

  • HR disability training

    $200

    Up to 2 hours of general STD/LTD process education, documentation practices, and return-to-work communication

  • Monthly employer support

    $750–$1,500+

    Agreed monthly hours for administrative tracking, employee education, documentation coordination, and process reporting

Employer packages should have a written scope of work. Statutory leave compliance, legal eligibility determinations, and accommodation-law advice should be referred to qualified legal professionals.

Additional service fees

Additional 15-minute consultation
$35
Additional document review
$5/page
Claim timeline preparation (standalone)
$75
Administrative correspondence formatting
$50
Additional 30-minute follow-up
$65

What we will not provide

  • Legal advice or interpretation of a client's legal rights.
  • Legal representation or representation in hearings.
  • Legal appeal drafting or legal arguments.
  • Medical diagnoses or independent medical opinions.
  • Guaranteed disability claim approvals or benefit payments.
  • Decisions on whether an insurer legally owes benefits.
  • Negotiation or settlement of disputed claims unless separately authorized and appropriately licensed.

Important Service Disclosure

Breaking Free Disability LLC provides independent disability consulting, educational services, document organization, and administrative support.

We are not a law firm, medical provider, insurance carrier, or government agency. Our services do not constitute legal advice, medical advice, or legal representation.

We do not guarantee approval of disability claims, appeals, benefit payments, or any particular outcome. All decisions regarding claim eligibility, approval, denial, and benefit payments remain with the responsible insurance company, employer, plan administrator, or government agency.

Fees are charged for the consulting and administrative services provided, not for the outcome of a claim. Refund eligibility is governed by our written refund policy and applicable law.

Clients remain responsible for reviewing their documents, meeting applicable deadlines, and obtaining independent legal or medical advice when necessary.

Payments

Online payments are not available yet.

For questions about an invoice or payment, email Breaking Free Disability LLC.

Email about a payment

Do not email full card numbers or bank account numbers.

Refunds & disputes

Read the refund policy or submit a refund or payment-dispute request.

Refunds & Disputes

BREAKING FREE DISABILITY LLC

CLIENT FEE & PAYMENT AGREEMENT

1. Services Purchased

2. Accepted Payment Methods

Credit or Debit Card

Secure Online Invoice

ACH Bank Transfer

Other approved payment method

All payments must be made through an authorized Breaking Free Disability LLC payment channel.

3. Payment Requirements

Payment is required according to the schedule stated above. Unless otherwise agreed in writing, services will begin after the applicable initial payment is received.

Any additional services or charges must be approved by the client in advance.

4. Refunds and Claim Outcomes

Breaking Free Disability LLC charges for consulting and administrative services, not for guaranteed disability claim approvals.

Fees for completed services are generally nonrefundable, subject to applicable law and the signed Refund, Cancellation & Dispute Resolution Policy.

An unfavorable claim outcome alone does not qualify a client for a refund.

Any unearned advance payment will be handled under the signed refund policy and applicable law.

5. Billing Disputes

Clients may submit billing disputes using the Breaking Free Disability LLC Refund & Dispute Request Form.

The Company will review the dispute, provide an itemized accounting where appropriate, and respond according to its published dispute procedure.

Nothing in this agreement limits legally protected chargeback, complaint, or court rights.

6. Client Authorization

By signing below, I acknowledge that I understand the fees, payment schedule, services purchased, and applicable refund and dispute policies.

Company Representative

To be completed by Breaking Free Disability LLC.

Company Representative
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Signature
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By typing your name in the signature field, you sign this agreement electronically. No payment is collected by this form.

Breaking Free Disability LLC — Empowering Individuals. Navigating Disability Claims. Restoring Peace of Mind.